Retirement Planning

Retirement planning is planning for the inevitable; we are all going to retire eventually. As a matter of fact, we are in the beginning stages of the biggest retirement phase of our history.

Approximately 77 million Americans are going to be retiring over the next 10 years*, this is known as the Baby Boomer generation. Most of the boomers do not have the luxury that their parents had of guaranteed pensions to fund their retirement years. We have Social Security, but most experts agree that Social Security benefits alone may not be enough to fund our retirement. 

It is estimated that about half or more of our retirement income will have to come from some sort of self- funded source. These sources are our personal savings, IRA’s and 401 (k) plans. Saving enough for retirement is a huge problem.  As studies suggest, most Americans have not saved enough to retire on.

The question is, have you saved enough for retirement? If you have, do you have an income distribution plan? Most Americans under estimate their retirement income needs. This is why at Arndt Financial Services we take a close look at what you have, what you will need and what you are looking to do during your golden years.  We take a careful approach to planning for your golden years. We will work with you to devise a plan to meet your needs. 

Isn’t it time you took a closer look at your retirement plan? Come in for a free consultation.  Simply contact us through this web site or by phone.